Leaf360

Privacy Policy

Leaf 360 Inc. Privacy Policy

This Privacy Policy explains how Leaf 360 Inc. ("Company," "we," "us," "our") collects, uses, and protects your information when you access our Services via our websites (https://leaf360.io, https://app.leaf360.io, https://www.leaf360.com) and related applications. We are committed to protecting your privacy and ensuring the security of your data. If you do not agree with our practices, please do not use our Services.

Introduction
Definitions
Information Collection
Children's Privacy
Use and Sharing of Information
Data Security
Loan Information and Enhanced Security
Your Rights
Third-Party Sites
Changes to This Policy
Contact Us

1. INTRODUCTION

Leaf 360 Inc. values your privacy and is dedicated to protecting your personal information. This Privacy Policy outlines our practices regarding data collection, use, and protection in connection with our Services.

2. DEFINITIONS

Site: Our websites available at https://leaf360.io, https://app.leaf360.io, and https://www.leaf360.com.
Service: The products, tools, and applications we offer, including our integrated real estate and mortgage experience solutions.
Personal Information: Data that can directly or indirectly identify you, such as your email, full name, phone number, mailing address, company affiliation, job title, professional details, and any loan-related information.
Non-Personal Information: Data that does not identify you, including usage statistics, browser type, IP address, device identifiers, and aggregated demographic data.
Loan Information: Any details related to your loan or mortgage application (including financial details and supporting documents), which is considered Personal Information under this Policy.

3. INFORMATION COLLECTION

A. Through Technology:

We automatically collect data such as your email address (used initially to activate our Services), browser type, IP address, device identifiers, and usage data.
Cookies and similar tracking technologies are used to store information related to your interaction with our Site.

B. Through Registration:

To access our Services, you must register and provide details such as your full name, email, phone number, mailing address, and professional information (e.g., company affiliation and job title).
When you apply for a loan or mortgage through our Services, any submitted Loan Information is collected as part of your Personal Information.

4. CHILDREN’S PRIVACY

Our Services are not directed at individuals under the age of 13. We do not intentionally collect personal data from children under 13 without parental consent. Should we discover that personal data of a child under 13 has been collected, it will be promptly deleted.

5. USE AND SHARING OF INFORMATION

A. Use of Personal Information:

We use your Personal Information to communicate with you, deliver and enhance our Services, verify your identity and professional credentials, and process transactions.
We do not share your Personal Information with third parties for marketing purposes without your explicit consent.

B. Use of Loan Information:

Any Loan Information you provide is considered part of your Personal Information and is used exclusively to facilitate your loan or mortgage application process.

C. Sharing with Service Providers and CRM Integration:

Your information, including Loan Information, is only shared with trusted service providers and, if applicable, the integrated Customer Relationship Management (CRM) system of your choice. Such sharing is governed by strict contractual and technical safeguards.
Important: We will never re-sell your Personal Information or Loan Information under any circumstances.

D. Use of Non-Personal Information:

Non-Personal Information is used for analytics, improving our Services, and may be shared with partners for aggregated reporting.

6. DATA SECURITY

We employ industry-standard security measures to protect your data, including:

Encryption: All sensitive data is encrypted during transmission and while at rest.
Firewall & SSL: Robust firewalls and secure socket layer (SSL) technology safeguard data transfers.
Access Controls: Strict internal policies ensure only authorized personnel have access to your information.
Regular Audits: Routine reviews and system updates are conducted to address potential vulnerabilities.

7. LOAN INFORMATION AND ENHANCED SECURITY

Any Loan Information you save on Leaf 360 is treated as highly sensitive Personal Information. In addition to our standard security protocols, we apply enhanced measures to protect your Loan Information:

Enhanced Encryption: Loan data is encrypted both in transit and at rest using advanced encryption protocols.
Dedicated Security Measures: We use robust firewalls, strict access controls, and regular security audits to prevent unauthorized access.
CRM Integration Safeguards: Loan Information is shared only with the integrated CRM of your choice and solely for facilitating your workflow. This integration is subject to binding contractual obligations ensuring that the CRM provider upholds security and confidentiality standards equivalent to ours.
Commitment: Your Loan Information is never shared with third parties beyond the approved CRM integration and is never re-sold.

8. YOUR RIGHTS

You have the right to opt out of marketing communications at any time by using the unsubscribe link in our emails or by adjusting your settings on our Site. Note that you will still receive essential administrative communications. Additionally, you have the right to request access to, correction of, or deletion of your Personal Information in accordance with applicable law.

9. THIRD-PARTY SITES

Our Services may contain links to third-party websites that are not operated by us. This Privacy Policy does not extend to such sites. We are not responsible for the privacy practices or the content of these third-party websites. If you access any third-party sites, you do so at your own risk and should review their respective privacy policies.

10. CHANGES TO THIS POLICY

We reserve the right to update or modify this Privacy Policy at any time. Significant changes will be communicated via email or through a prominent notice on our Site. Changes will become effective 30 days after posting unless otherwise stated. Your continued use of the Services after the effective date of any modifications constitutes your acceptance of the revised policy.